Financial Education · Dave Ramsey Solutions

Getting Started with Dave Ramsey Solutions

Dave Ramsey's proven programs have helped millions of families take control of their money. At Start Financial Plan, we incorporate these principles into our Saturday sessions and classes to help you build wealth and leave a legacy.

Financial Peace Revisited — Dave Ramsey

Free Tools & Resources

Dave Ramsey has built one of the most comprehensive free libraries of financial education available. These are the resources we recommend most.

Ramsey Solutions Home

The complete hub for Dave Ramsey's tools, courses, calculators, podcasts, and financial guidance — all in one place.

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What Is Financial Literacy?

A plain-language guide to understanding budgeting, saving, debt, investing, and insurance — the foundations of a healthy financial life.

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Work With a CFP™ Locally

Ramsey's resources are powerful on their own. Pair them with personalized guidance from Sylvia Linares-Williams, CFP™ in Orlando and you have a complete plan.

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Official Ramsey Store

Browse All Dave Ramsey Curricula & Books

The official Ramsey Solutions store carries all of their courses and books — Financial Peace University, The Legacy Journey, Foundations in Personal Finance, Smart Money Smart Kids, and more. Always up to date, always direct from the source.

Financial Peace University The Legacy Journey Foundations in Personal Finance Smart Money Smart Kids
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The Legacy Journey

The Legacy Journey is a six-week, biblically based course by Dave Ramsey focused on building wealth, leaving a legacy, and living generously. It is designed as a follow-up to Dave Ramsey's foundational financial teachings, including the 7 Baby Steps and Financial Peace University.

Participants learn how to steward resources according to biblical principles while planning for the future — covering everything from building wealth to protecting your legacy through proper estate planning.

The Legacy Box

Participants receive guidance on organizing important documents through the Legacy Box, which helps store and manage critical financial and legal papers — ensuring everything is accessible and in order for the people you love.

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Six-Week Course Structure
1

God's Way of Handling Money

Biblical foundations for wealth — why building it matters and what it means to be a faithful steward.

2

Building Wealth

Investing strategies, compound growth, and the long game of wealth building after you're debt-free.

3

Protecting Your Wealth

Insurance, estate planning, wills, trusts, and how to shield what you've built for future generations.

4

Leaving a Legacy

How to pass on more than money — values, discipline, and generational financial habits.

5

Work & Career

Using your career as a wealth-building tool — income growth, benefits, and retirement planning.

6

Living & Giving Generously

The final goal — living a life of purpose, contentment, and generous giving.

Financial Peace University

Dave Ramsey's flagship course has helped over 10 million people eliminate debt and build wealth through his 7 Baby Steps — a proven, step-by-step plan that works for any income level.

1

Save a $1,000 Starter Emergency Fund

Your first safety net before attacking debt.

2

Pay Off All Debt (Except the Mortgage)

Use the debt snowball — smallest balance first.

3

Build 3–6 Months of Expenses

A fully funded emergency fund for real security.

4

Invest 15% of Income for Retirement

401(k), Roth IRA, or other retirement accounts.

5

Save for Your Children's College

529 plans and Education Savings Accounts.

6

Pay Off Your Home Early

Put extra toward the mortgage every month.

7

Build Wealth & Give

Invest, enjoy life, and give generously.

Dave Ramsey Principles + Personalized Guidance

Dave Ramsey gives you the playbook. Sylvia Linares-Williams, CFP™ helps you apply it to your specific situation — your income, your accounts, your timeline, and your family.

Whether you're starting Baby Step 1 or ready for The Legacy Journey, our Saturday sessions and weekly classes are the place to get your questions answered by a Certified Financial Planner.

Free Saturday Advisor Sessions — Every Saturday
Life & Taxes Event — 3rd Saturday of Every Month
Wednesday Financial Literacy Classes — 1:30 PM
In-Person in Orlando or Zoom from anywhere
Reserve a Saturday Spot Or view the full class schedule →